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We offer loans for new & used boats & jet skis

Secured vs. Unsecured

Secured Boat Loan

Use an asset to secure the loan, such as a boat. This asset is then used as a kind of security against the loan. If at any time you are unable to repay the loan, the lender may be able to use your security asset to recuperate the difference.

Unsecured Boat Loan

The lender requires no security for the debt. The loan is still subject to your ability to repay it. The interest rates on unsecured loans are higher on average than secured loans, which offsets the increased risk of losing money for the lender.

Swift Approved Broker

When applying for a personal loan, be it secured or unsecured, you should always
check the information with your 1800Approved Financial Broker.

Chattel Mortgage

What is a Chattel mortgage?

A Chattel mortgage is much like a secured car loan for assets purchased for business use. The lender takes a ‘mortgage’ over the vehicle as security for the loan. Once the repayments are completed at the end of the repayment term, you’ll own the vehicle outright.


  • Low-interest rate possibilities as it is a secured loan.

  • %100 finance options may apply

  • Flexible lease terms from 12 to 84 months

  • The potential to claim Input Tax Credits if you are registered for GST

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