How Our Finance Works

 

How Our Finance Works

 

Finance Made Easy

Check your eligibility online and we will do the rest!

Frequently asked questions

We’re here to help

Does applying for a loan affect my credit score?

We take a very careful approach to your loan approval and take all pre-cautions. It is required that we check your credit score for to assess your application however we do a “soft touch” which has little to no adverse effect to your credit score.

What documents do I need to apply?

Making an application is quick and easy – you just need to have the following documents ready to give your broker:

  • Current Australian Residency Identification
  • 2 recent payslips or one current bank statement
How can I get a loan if I have bad credit?

We believe in assessing your circumstances today and finding a solution that best suits you. We do this with the help of our 40+ lender portfolio, so give us a call and talk to one of our experienced brokers to find a solution.

Do I need to purchase the car from you?

In short the answer is No, you can source your own car. We offer a holistic solution to our customers, from financing to sourcing a vehicle at the most competitive rates and specs that suits you through our vehicle solution partners

What is comprehensive insurance?

Comprehensive Car Insurance is a type of insurance that gives you cover for damage to your car and damage caused to other vehicles and property, as well as cover for theft, fire and malicious damage.

What is GAP Insurance?

Guaranteed Asset Protection (GAP) Insurance is protection against this potential loss: it helps protect you from a shortfall between your finance payout and insured value of your vehicle if it is written off. By paying a once-off premium, GAP Insurance can provide you with peace of mind for the life of your car loan.

What is Consumer Credit insurance?

Often without warning our financial situation can change dramatically. An illness which goes on longer than expected or perhaps an accident which puts the breadwinner out of action for many months. Consumer Credit Insurance (CCI) can help you if you ever get into difficult times or choose to end your loan term early. Reduce your risk of financial loss by using our payment protection benefit.

What is Warranty Insurance?

A typical vehicle owner will still be enjoying their vehicle long after their warranty expires, risking an increase on the overall cost of ownership. Extended auto warranty insurance can help reduce the financial risk of costly repairs for several years beyond your existing warranty. Minimize your exposure for out of pocket expenses with coverage that goes the distance by using our mechanical breakdown benefit

 

How It Works

In 5 simple steps, we can help you find your ideal loan. Our team can help you
find the perfect loan for your budget so you can pay off your loan in confidence.

Timeline

2021
March 24

get a quote

Get a quote

Apply online with ease.

We have access to a wide range of trusted lenders, to help you find a loan that suits your needs.

March 25

Check eligibility

Check eligibility

We do all the hard work for you.

Once you’ve found the right loan, we will confirm your eligibility and carry out any checks that are required.

March 29

Get approved*

Get approved*

Find out how much you can borrow.

One of our experts will provide a no obligation quote & discuss what documents you will need, as well as your repayment capacity.

March 30

Receive your funds

Receive your funds

Choose the best loan option for you & nominate a back account for deposit.

April 1

Sign the documents and drive away!

Sign the documents and drive away!

It’s that easy!